Swiss Salary Calculator 2026
Estimate your Swiss net salary in real time from your monthly gross. This tool accounts for AHV/AVS, ALV, BVG/LPP (rate by age), non-occupational UVG/LAA, and an approximation of cantonal plus federal income tax across 10+ cantons.
Swiss Salary Calculator 2026
Estimate your net salary in seconds based on 2026 rates.
CHF / month
BVG rate varies with age bracket.
Results
| Gross annual | CHF 104'000 |
| AHV / AVS (5.3%) | − CHF 5'512 |
| ALV / AC (1.1%) | − CHF 1'144 |
| BVG / LPP (7% total, employer matches half) | − CHF 2'714 |
| UVG / LAA (non-occ.) (~1.1%) | − CHF 1'144 |
| Estimated tax (~12.0%) | − CHF 11'218 |
| Net annual | CHF 82'268 |
| Net monthly | CHF 6'856 |
Estimates only. Actual social charges depend on your employer's pension plan, commune of residence, tax deductions and personal situation. For an exact calculation, consult your payslip or a tax advisor.
Need the full guide?
Read our detailed article on Swiss social charges, the 13th salary and cantonal differences.
Read the full guideFAQ
How accurate is this calculator?
It provides a realistic estimate based on 2026 rates (AHV 5.3%, ALV 1.1%, BVG by age, UVG 1.1%). Cantonal tax is an approximation — actual tax depends on your commune, deductions and exact family situation.
Which cantons are covered?
The main Romandie and German-speaking cantons: ZH, GE, VD, BE, BS, LU, ZG, TI, SG, AG. Tax rates are weighted cantonal averages.
Is the 13th salary included?
Yes, included by default (checked box): annual gross is computed over 13 months. Uncheck the box to simulate a contract without a 13th salary.