Photographer, videographer, freelance designer in Switzerland: invoicing right in 2026
Are you a wedding photographer, corporate videographer, freelance graphic designer or self-employed art director? Your craft blends creativity, tight deadlines, demanding clients and... an administrative reality that art school rarely teaches. How do you set a credible rate without undercutting the market? Should you transfer all rights to the client or invoice a simple usage licence? How do you apply VAT to a transfer of copyright? What deposit should you ask for a shoot or a visual identity? What do you do when the client reshapes the brief three times over?
This guide is aimed at independent creatives across French- and German-speaking Switzerland in 2026. You will find benchmark rates by segment, the rules of the Federal Copyright Act (LDA/URG), the items that must appear on your quotes and invoices, the VAT specifics of rights transfers and concrete examples adapted to photography, video and graphic design.
1. The Swiss creative market in 2026
Photographers: four main segments
The Swiss photography market has organised itself around clear specialisations. A generalist photographer now struggles to position themselves: clients look for an expert who fits their exact need.
- Wedding photography: premium segment, full-day reportage covering preparations, ceremony and reception. A season concentrated from May to October.
- Corporate and executive portraiture: staff portraits, activity reportage, internal events, institutional photography for websites and annual reports.
- Product and e-commerce photography: studio or neutral-background shoots for local brands, watchmaking, cosmetics, fashion, gastronomy.
- Photojournalism and press: event coverage for Swiss media, commissioned reportage, editorial illustration. A segment under heavy economic pressure.
Videographers: a fast-growing profession
Video has taken a major share of marketing budgets since 2020. Swiss freelance videographers split across several niches:
- Corporate video: institutional films, client testimonials, recruitment, executive interviews.
- Event video: conferences, seminars, keynotes, aftermovies.
- Music videos and ads: high artistic value, larger budgets.
- Social media content: short vertical formats for Instagram, TikTok, LinkedIn, often on a monthly subscription basis.
- Weddings and family: wedding films, video portraits, a segment close to wedding photography.
Graphic designers: from identity to the web
Freelance graphic design covers a very broad spectrum:
- Visual identity: logos, brand guidelines, full branding for startups and SMEs.
- Print: brochures, flyers, annual reports, packaging, signage.
- Web and UI: web design, Figma mockups, landing pages, design systems.
- Illustration and motion design: editorial illustrations, infographics, short animations.
- Art direction: steering creative projects for agencies or directly for brands.
Average rates by segment
The ranges below reflect what is actually practised in 2026 across French- and German-speaking Switzerland. The upper end corresponds to Zurich, Geneva, Zug or Basel with a demanding corporate clientele.
| Segment | Day rate | Typical package rate |
|---|---|---|
| Wedding photography | - | CHF 2,800 - 6,500 / full day |
| Corporate photo / portraits | CHF 1,800 - 3,500 | CHF 800 - 1,500 / half-day |
| Studio product photography | CHF 1,500 - 3,000 | CHF 45 - 120 / retouched photo |
| Photojournalism / press | CHF 900 - 1,800 | CHF 150 - 400 / short reportage |
| Corporate video (1 operator) | CHF 1,800 - 3,500 | CHF 3,500 - 9,000 / 2-3 min film |
| Event video | CHF 1,500 - 2,800 | Aftermovie: CHF 2,500 - 6,000 |
| Music video / ad | CHF 2,500 - 5,000 | CHF 8,000 - 40,000 / project |
| Recurring social media content | - | CHF 1,500 - 4,500 / month |
| Junior designer (print/web) | CHF 600 - 900 | Simple logo: CHF 600 - 1,500 |
| Experienced designer | CHF 900 - 1,400 | Full identity: CHF 3,500 - 9,000 |
| Senior art director | CHF 1,400 - 2,200 | Global branding: CHF 12,000 - 35,000 |
These prices are understood excluding extended usage rights: a broad transfer over several years or a national usage can add 30 to 100 % to the base price.
Associations and codes of ethics
Several associations structure the profession in Switzerland:
- SBF (Swiss Photographers' Association / Schweizer Berufsfotografen) for professional photographers, publishes pricing recommendations and a code of ethics.
- SUISSIMAGE for the collective management of audiovisual rights (videographers, directors).
- SUISA for music rights, unavoidable when you use or commission music for your films.
- SGD (Swiss Graphic Designers) for professional graphic designers, with recommended rates and a directory.
Joining one of these associations (CHF 150 to 500 per year) strengthens your credibility and gives you access to contract templates, scales and a community.
2. Pricing models
Project package: the dominant norm
The flat-fee package remains the most common and the most appreciated model for clients: a global price for a defined deliverable. It forces you to tightly frame the scope up front — brief, number of deliverables, number of revisions, deadlines — but gives your client real clarity.
Concrete examples:
- One-day corporate shoot with 40 retouched portraits and web rights: CHF 2,500
- Two-minute corporate film with interview and b-roll: CHF 6,800
- Full visual identity (logo, 20-page guidelines, templates): CHF 5,500
In a package, always specify what is not included: travel outside the canton, additional shoots, licensed music, extra versions.
Half-day and full day
Useful for services that are hard to frame as a package (event reportage, shoots with many subjects, multi-camera filming). A typical half-day lasts 4 hours, a full day 7 to 8 hours.
| Service | Half-day | Day |
|---|---|---|
| Corporate photo | CHF 1,200 - 1,800 | CHF 1,800 - 3,500 |
| Corporate video (1 operator) | CHF 1,400 - 1,900 | CHF 2,200 - 3,800 |
| Video with operator + sound | - | CHF 3,500 - 6,000 |
| Senior designer at an agency | CHF 600 - 900 | CHF 1,100 - 1,700 |
Per photo or per deliverable
This model suits product shoots where each image is quantifiable. It reassures the client (pays for what they see) but can be risky if retouching time explodes.
- Basic packshot on white background: CHF 35 - 80 per photo
- Product photography with staging: CHF 90 - 180 per photo
- Fine jewellery / watchmaking photo: CHF 150 - 400 per photo
For videographers, a similar logic exists: price per 30-second capsule (CHF 350 to 900) or per episode of a series (CHF 1,500 to 4,500).
Monthly subscription (social media content)
The model that has exploded most since 2022. A client signs up for 6 or 12 months and receives a batch of content each month.
Sample offers:
- Starter pack: 8 photos + 2 reels / month — CHF 1,400 / month
- Standard pack: 15 photos + 4 reels + 1 event reportage / month — CHF 2,800 / month
- Premium pack: 25 photos + 8 reels + art direction + community brief — CHF 4,500 / month
Subscriptions turn your one-off revenue into predictable recurring income. Automated recurring invoicing is essential here: monthly invoices generated and sent automatically, without intervention.
Price based on usage: the fundamental principle
This is the major specificity of creative professions: the same image does not carry the same price depending on how it is used. A portrait used for an employee's LinkedIn profile is one thing. The same portrait plastered on 200 4×3 billboards across Switzerland for a year is a completely different economy.
The parameters that influence price:
- Media: local print, national print, web, social media, outdoor display, TV, cinema
- Territory: Switzerland only, DACH (CH + DE + AT), Europe, worldwide
- Duration: 1 year, 3 years, 5 years, unlimited
- Exclusivity: non-exclusive use (you keep the right to sell to others) or exclusive (you forgo any other use)
A multiplier is applied to the base rate. Practical examples (professional consensus):
| Usage | Multiplier |
|---|---|
| Internal + corporate web, 1 year, CH | 1.0 (base) |
| Web + social media, 2 years, CH | 1.3 |
| Print + web, 2 years, Switzerland + France | 1.7 |
| National 4×3 display, 6 months | 2.5 |
| Multi-media campaign, 3 years, Europe | 3.5 |
| Unlimited exclusive rights, worldwide | 5.0 to 8.0 |
These coefficients are not a legal standard but a market practice. They give you a clear negotiation framework and help justify prices that may seem high at first glance.
3. Copyright: the key to the craft
The legal framework: the LDA/URG
The Swiss Federal Copyright Act (LDA/URG) of 9 October 1992 (RS 231.1) automatically protects any original work as soon as it is created, with no formality. Photos, films and graphic creations are almost always protected as long as they bear the personal mark of their author.
Two key points:
- No registration is required: the right is born from creation. Simply keep your original, dated files (RAW, .AI, .PSD, rushes) as evidence.
- The author is the natural person who created the work (you), not your LLC. It is the author who transfers the rights; the company acts as contractual intermediary.
Swiss copyright distinguishes between:
- Economic rights (transferable): reproduction, distribution, adaptation, making available online.
- Moral rights (non-transferable): paternity (right to be credited), integrity (right to oppose distortion).
Transfer vs. usage licence: the right reflex
This confusion costs many creatives dearly. Two different mechanisms:
Rights transfer: you permanently transfer your economic rights to the client. You can no longer exploit the work elsewhere. The client can use it on any medium, in any territory, forever.
Usage licence: you grant a temporary and limited right to use the work, within a specific framework (media, territory, duration). You keep your rights and may, depending on the terms, resell them to other clients or to the same company for new uses.
Recommendation: default to the usage licence. A transfer is only warranted for certain works (logos, mascots, visual identity elements) and must be valued at its true price — at least 3 to 5 times the rate of a standard licence.
Duration and territory
Every licence must spell out clearly:
- Duration: 1 year, 3 years, 5 years, 10 years, unlimited. The standard sits between 2 and 5 years for typical web and print uses.
- Territory: Switzerland, DACH, Europe, worldwide. In the absence of a clause, the licence is deemed limited to what is strictly necessary — but judges rule case by case, so better to write it down.
- Media: list them exhaustively. "All media" is a dangerous phrase that drifts toward a full transfer.
- Exclusivity or not: specify whether you may sell the same works to other clients.
Sample clause:
"The author grants the Client a non-exclusive licence to use the 40 photographs delivered, for the Client's website and social media, within Swiss territory, for a period of 3 years from delivery. Any additional use (print, display, paid media campaign exceeding CHF 50,000) shall be the subject of an amendment and additional compensation."
For deeper legal clauses, see our guide on contracts and legal documents for freelancers in Switzerland.
Photo credit: mandatory?
Article 9 LDA enshrines the right of paternity: the author may require to be named during any public use. This right is non-transferable: the client cannot extinguish it contractually, even by paying more.
In practice, the credit is worded as:
- Press and publishing: "Photo: First Name Last Name" or "© First Name Last Name"
- Web and social media: credit in the caption or in the website footer
- Print and display: discreet credit at the bottom or along the edge
You may waive the exercise of this right on a case-by-case basis (for instance for a corporate logo where displaying the designer's name would be absurd), but you cannot waive it definitively and globally.
Concrete impact on price
A brief with limited web + social use over 2 years versus a brief with all-media use over 10 years represents a price spread of 1 to 3. Learn to ask the right questions up front:
- On what media will the image be used?
- In which countries?
- For how long?
- Exclusively or not?
- Is a paid media campaign planned?
4. The client contract: quotes and terms
Detailed quote: the foundation of everything
A well-built creative quote avoids 90 % of disputes. It must contain:
- Precise description of the deliverable: number of photos, film length, pages of the brochure, formats
- Authorised use: media, territory, duration (see section 3)
- Number of revisions included (typically 2 or 3) and rate for additional revisions
- Schedule: shoot dates, first-version delivery, final delivery
- Financial terms: deposit, balance, payment terms
- Costs not included: travel, music, actors, equipment rental
- Cancellation clauses (see below)
For the full structure of a professional quote, see our Swiss professional quote template.
The deposit: 30 to 50 % on signature
In Swiss creative practice, the deposit sits between 30 % and 50 % depending on the project type and the initial investment required.
| Project type | Standard deposit |
|---|---|
| One-day corporate shoot | 30 % |
| Wedding or dated event | 50 % (reserves the date) |
| Corporate film with extended crew | 40 % |
| Music video or ad | 50 % |
| Full visual identity | 40 % |
| Website or app design | 30 - 40 % |
The deposit is the subject of a separate deposit invoice, issued on signature of the quote. It is a taxable supply for VAT from the moment it is cashed in (effective method) or issued (agreed consideration method). The final invoice then deducts the deposit.
Balance on delivery
The final invoice is issued on delivery of the definitive files. Two pitfalls to avoid:
- Never deliver before the balance is collected: tempting but risky. Prefer sending low-resolution, watermarked files, and the high-resolution files after payment.
- Do not let deadlines slip: in B2B, a 30-day net term is standard, but 45 or 60 days also happen. Spell it out on the quote.
Cancellation clause
This is an essential protection. Propose a clear scale:
- Cancellation more than 30 days before the shoot: deposit refunded at 70 %, 30 % retained as administrative fee
- Cancellation between 30 and 14 days: deposit retained at 100 %
- Cancellation less than 14 days out: deposit retained + 50 % of the balance due
- Cancellation less than 48 h out: 100 % of the quote due
Force majeure and weather
For outdoor shoots (weddings, architecture, sports, events), include a weather clause:
"Should weather conditions make the shoot impossible (continuous rain, high winds, extreme temperatures), the session will be rescheduled to a date agreed between the parties at no cost, subject to the author's availability. If the client wishes to maintain the session under degraded conditions, no claim may be made regarding the final quality."
Force majeure (acts of God) — fire, health crisis, general strike — releases both parties without penalty but the client reimburses costs already incurred (studio rental already paid, equipment ordered, etc.).
5. VAT for creatives
2026 threshold and rate
In 2026, you must register for VAT as soon as your global turnover exceeds CHF 100,000 in a calendar year. The standard rate is 8.1 %. For a global overview, our complete Swiss VAT guide for freelancers covers the effective method and the net tax debt rate (TDFN).
Rights transfer = service supply
A point often misunderstood: in Switzerland, the transfer of copyright or the granting of a usage licence is treated as a service supply within the meaning of the VAT Act, and is therefore subject to the standard rate of 8.1 %. This differs from some countries that treat copyright at a reduced rate.
Worked example. You invoice a corporate shoot at CHF 2,500, of which CHF 2,000 is for the service and CHF 500 for the rights transfer. The entire amount (CHF 2,500 excl. VAT) is subject to 8.1 %, i.e. CHF 202.50 of VAT, total incl. VAT CHF 2,702.50.
Some strictly cultural services (live performances, artists' exhibitions) benefit from exemptions, but this does not apply to the commercial services of photographers, videographers and graphic designers.
Foreign clients: reverse charge
When you invoice a foreign business client (France, Germany, USA), the service is generally outside the scope of Swiss VAT (place of the recipient, art. 8 para. 1 VATA). The foreign client self-assesses VAT at home.
On your invoice, indicate:
- Amount excl. VAT: CHF 4,200
- Mandatory statement: "Service not subject to Swiss VAT — place of the recipient (art. 8 para. 1 VATA). Reverse charge applicable at the recipient."
- Total: CHF 4,200
For sales of stock photos to individual clients in the EU (B2C), specific rules apply and may trigger a local VAT registration in the country of your client. Check with your accountant as soon as this channel exceeds a few thousand francs a year.
TDFN: attractive for graphic designers
The net tax debt rate (TDFN) method is often advantageous for activities with low material costs, such as graphic design:
- With TDFN: you charge 8.1 % to the client but remit only 5.1 % (indicative 2026 rate for graphic services — to be checked according to your activity code) to the Federal Tax Administration, without the right to deduct input VAT.
- Without TDFN (effective method): you remit 8.1 % less the VAT paid on your business purchases (software, equipment, training).
TDFN is more advantageous for graphic designers (little equipment) and less so for videographers and photographers (cameras, lenses, heavy software licences to deduct). Run both calculations on your past year before choosing: the TDFN commitment lasts 3 years.
Invoicing excl. or incl. VAT below the threshold
As long as you are below CHF 100,000 in turnover, you invoice excluding VAT only, with no mention of VAT on the invoice (add "Not subject to VAT"). You also cannot deduct the VAT on your purchases. Once you cross the threshold, you have 30 days to register with the Federal Tax Administration.
6. Invoicing specifics for photographers
Shoot and post-production: bundled or separate?
Two legitimate approaches:
Bundled (all-inclusive package): you advertise an all-inclusive price covering preparation, shooting, selection, standard retouching and delivery. This is the clients' preferred format (one price, one invoice). Example: CHF 2,500 for a corporate day with 40 retouched portraits.
Separate: you invoice the shoot on the one hand (e.g. CHF 1,500 per day) and post-production per photo (e.g. CHF 25 per retouched portrait). Advantage: the client only pays for what they choose. Downside: negotiation at delivery can drive prices down.
The best practice is a package with explicit thresholds: "Up to 40 retouched portraits included. Beyond that, CHF 25 per additional portrait."
Advanced retouching: clear surcharge
Distinguish standard retouching from advanced retouching:
- Standard retouching (included): colour correction, contrast, exposure, cropping, dust and small imperfection removal
- Advanced retouching (surcharge): removal of unwanted elements, compositing of several images, advanced beauty/skin work, composition, complex cut-outs, background recreation
Typical 2026 rates for advanced retouching: CHF 45 to 150 per photo depending on complexity.
Deliverables: RAW or exported JPEGs?
A key point to settle at the quote stage: does the client receive the RAW files?
- High-resolution retouched JPEG files: the standard. The photographer keeps control of their visual signature.
- RAW files: to be avoided by default. RAWs are your working matrices; handing them over effectively allows the client to redo the retouching at a competitor. If the client insists, charge between CHF 500 and 2,000 extra for a day's worth of RAWs, with a clause prohibiting public modification of the images.
- High-definition TIFF print files: in between; invoice them as a modest surcharge (CHF 100 to 300 depending on volume).
Scope overrun
What do you do if the client asks you to shoot 80 portraits instead of the planned 40? Or to add an impromptu outdoor shoot?
Standardise your reaction:
- Note the overrun on the spot (a simple timestamped SMS to the client)
- Confirm by email within 24 h with the additional rate
- Invoice at the end of the project with a clear line "Scope overrun: 30 additional portraits — CHF 750"
A standard scale displayed on your quotes is reassuring: "Any additional service not planned in the quote will be invoiced at the hourly rate of CHF 180, subject to written agreement from the client."
7. Invoicing specifics for graphic designers
Visual identity: package preferred
For a visual identity (logo + guidelines), the package is the norm. 2026 ranges:
| Level | Price | Deliverables |
|---|---|---|
| Logo only | CHF 800 - 1,800 | Final logo in 3 variations (colour, B&W, dark background) |
| Logo + simple guidelines | CHF 1,800 - 3,500 | Logo, palette, typography, basic usages |
| Full identity | CHF 3,500 - 9,000 | Logo, 25-page guidelines, stationery, social templates |
| Global branding | CHF 12,000 - 35,000 | All the above + positioning, brand tone, digital identity |
A logo delivered alone, without guidelines, exposes you to bad uses by the client. On the quote, highlight the importance of the guidelines that protect the identity over time.
Additional variations
After an identity is delivered, the client often returns for derivative pieces. Price them properly:
- Business card: CHF 250 - 500
- Email signature: CHF 180 - 350
- PowerPoint template: CHF 600 - 1,500
- LinkedIn banner: CHF 150 - 300
- Instagram template (pack of 9 visuals): CHF 700 - 1,800
Offer a monthly maintenance package (CHF 300 to 900 / month) for recurring clients, which secures your income and guarantees them a short response time.
Rush fees: dare to charge them
A client who asks for a deliverable in 48 h instead of 10 days forces a reshuffle of your agenda. Charge a clear rush fee:
- Deadline cut to 50 % of standard: +30 % surcharge
- Delivery under 48 h: +50 %
- Weekend or night work: +75 to 100 %
Announce these surcharges in your general terms from the start of the relationship. Nobody contests a rush fee that was written down in advance.
Source files: sold separately
Another designer specificity: source files (.AI, .PSD, .INDD, .FIG). By default, you deliver the final exported files (high-definition PDF, PNG, JPG, SVG) that allow the client to use the work.
Source files let the client modify the design without you. Their transfer must be valued (often 20 to 50 % of the initial project price) and specified in the contract. Only hand them over after full payment.
8. Invoicing specifics for videographers
Three phases, three quote lines
Always structure your video quote in three distinct blocks:
1. Pre-production (10 to 25 % of the budget)
- Concept, scripting, storyboard
- Location scouting and technical visits
- Casting, rental of special equipment
- Shooting schedule
Indicative rate: CHF 1,200 to 4,500 depending on project complexity.
2. Shooting (40 to 55 % of the budget)
- Day or half-day of shooting
- Crew (camera operator, sound engineer, assistant, make-up)
- Studio rental, heavy equipment
- Travel and crew meal expenses
Example: 1-day corporate shoot, 1 camera operator + 1 sound engineer + camera + lighting = CHF 3,800.
3. Post-production (30 to 45 % of the budget)
- Rush review and selection
- Editing (1 to 4 days depending on final length)
- Colour grading (professional colour correction)
- Sound mixing and sound design
- Motion design and titling
- Music (see next section)
- Multi-format exports (16:9, 9:16, 1:1)
A 2 to 3-minute corporate film typically requires 3 to 5 days of post-production, i.e. CHF 2,400 to 4,500.
Music: watch out for SUISA rights
This is the classic trap for junior videographers: using commercial music found on YouTube or Spotify in a client video. This is a copyright infringement that exposes your client (and you) to action by SUISA (the Swiss society for authors' rights in non-theatrical musical works).
Three legal options:
- Royalty-free music libraries (Artlist, Epidemic Sound, Musicbed, AudioJungle): annual subscription CHF 180 to 350, extended licence for commercial use.
- Original music: commission a composition from a musician (CHF 500 to 5,000 depending on complexity). Ideal for premium projects.
- Protected music via SUISA: prior authorisation request, royalties calculated on the print run, territory and duration. Long, costly procedure, to be avoided outside large budgets.
On the quote, state which musical source is planned and invoice licences on a separate line: "Artlist Enterprise music licence for commercial film: CHF 180".
Number of revisions and overruns
For editing, specify a number of included versions:
- 1 rough-cut working version
- 2 rounds of targeted revisions (client notes integrated)
- 1 approved final version
Beyond that, rate for additional revisions: CHF 400 to 900 per round depending on scope.
Handling rushes and audiovisual rights
By default, the rushes (raw unedited footage) remain your property and are not delivered. The client receives the final edited version in the agreed formats.
For extended audiovisual rights (TV broadcast, cinema, VOD), management can go through SUISSIMAGE, which handles collective rights. For most corporate and institutional films, a simple direct licence contract between you and your client is enough.
9. Recommended tools
Tobill for creative invoicing
Tobill is designed for Swiss freelancers and meets the needs of creatives particularly well:
- Compliant QR invoices (Swiss standard since 2022, see our complete QR invoice guide)
- Automated deposit invoices with deduction on the final invoice
- Detailed quotes with usage, duration and territory fields already set up
- Multi-currency for EUR, USD, GBP clients
- Recurring subscriptions (essential for social media content)
- Automatic reminders schedulable for late payments
- Accountant export for your bookkeeper
Respects all mandatory information on Swiss invoices (UID number, VAT, QR code).
Complementary creative tools
- Project management: Notion, ClickUp, Asana to track client projects
- Online review: Frame.io, Wipster (video), Figma and InVision (design) for structured revision rounds
- Storage and delivery: Dropbox, WeTransfer Pro, Google Drive Business
- Online contracts: Qonto Pilot, YouSign, DocuSign for electronic signature of quotes
- Scheduling and express quotes: Calendly, Cal.com linked to your invoicing tool
Professional associations and ongoing learning
- SGD, SBF, ICF: sector associations (see section 1)
- Slack and Discord groups: communities of Swiss creatives where briefs and advice circulate
- Continuing education: EPFL-ECAL Lab, F+F Zürich, CRTV in Lausanne for training in video or motion design
10. FAQ for independent creatives
Do I have to charge VAT on a copyright transfer?
Yes. In Switzerland, the transfer or licensing of copyright is a service supply subject to the standard 8.1 % rate as soon as you are VAT-registered (turnover > CHF 100,000). List the service and the rights transfer separately on the invoice if you wish to distinguish them, but the VAT rate is the same.
My client wants to buy the RAW files from their shoot, how do I invoice that?
This is an additional transfer to be valued. Indicative rate: 40 to 100 % of the initial shoot price. For example, for a shoot invoiced at CHF 2,500, the RAW transfer is billed between CHF 1,000 and CHF 2,500 depending on the intended use. Specify in the contract that public modification of the images without the author's agreement remains prohibited (moral right to integrity).
May I use a client shoot's photos in my portfolio?
By default yes, unless the contract says otherwise. Large companies (banks, luxury watchmakers, government) often include a confidentiality clause (NDA) that limits or forbids this reuse. Always negotiate a minimum portfolio use (at least, the clients who require this exclusivity must pay for it at full price, 30 to 50 % premium).
Do I invoice excl. or incl. VAT below CHF 100,000 of turnover?
Excluding VAT only, with no mention of VAT. Add "Not subject to VAT" on your invoices. You also cannot deduct the VAT on your business purchases. As soon as you cross the threshold, register with the Federal Tax Administration within 30 days and start charging VAT at the 8.1 % rate.
The client refuses my photo credit — what do I do?
The right of paternity is non-transferable under the LDA (art. 9). You can waive its exercise case by case, but not waive it definitively. For uses where a credit is difficult (corporate logo, full visual identity), this is accepted and even logical. For editorial or advertising uses, refuse any anonymity clause or charge it at a premium (30 to 50 % mark-up on the package).
How do I handle a client's endless revisions on a visual identity?
Frame it on the quote: "3 rounds of revisions included in the logo phase, 2 rounds on the guidelines. Additional revisions invoiced at CHF 180/h." At the 3rd round, send a milestone note in writing: "We have consumed the included revisions. Any further modification will be invoiced via amendment." This framework protects your profitability without alienating the client.
How much deposit should I ask for a wedding 8 months in advance?
50 % on signature of the contract is the norm. This deposit lets you block the date (you turn it down for other couples) and protects you in case of late cancellation. The balance is usually settled 15 days before the ceremony or on the day itself. The cancellation clause is crucial here: if cancelled less than 3 months out, the deposit is retained.
Can I invoice a French client in euros from Switzerland?
Yes, absolutely. For a French B2B client, the service is outside the scope of Swiss VAT (place of the recipient). Invoice in EUR with the statement "Service not subject to Swiss VAT — place of the recipient (art. 8 para. 1 VATA). Reverse charge applicable." Convert the amount to CHF at the day's exchange rate for your Swiss accounting. Our multi-currency management guide details this point.
Taking action in 2026
The creative profession in Switzerland combines two demands rarely taught together: the technical and artistic mastery of your specialty, and the legal and financial rigour of an entrepreneur. What distinguishes the creatives who make a comfortable living from the others is rarely raw talent: it is the ability to value usage rights, structure solid deposits and automate the admin side in order to focus on creation.
A few concrete actions to prioritise if you are starting out or consolidating your business:
- Build a usage licence scale (duration, territory, media) with multipliers of your base rate
- Formalise clear general terms (revisions, cancellation, rights, rush fees) and attach them to every quote
- Make 30-50 % deposits on signature a non-negotiable habit: it is vital for your cash flow
- Shift to packages or subscriptions rather than hourly rates as soon as possible
- Check your VAT threshold every quarter if your turnover is approaching CHF 100,000
- Never deliver source or RAW files without a specific contract and valuation
Tobill is designed for Swiss freelancers: compliant QR invoices, deposit invoices, recurring subscriptions, automatic reminders and accountant exports. 7-day free trial, no credit card required. Whether you are a wedding photographer, corporate videographer or freelance graphic designer, you gain several hours a week and secure your cash flow on long-running projects.