Frequently asked questions

With To Bill you get online software built for Swiss businesses: quotes and invoices with a QR-bill that follows the SIX guidelines, recurring invoices, payment tracking and automatic reminders, expense management with AI reading of receipts, and a dashboard. On top of that come full Swiss accounting (automatic entries, bank reconciliation, VAT return and eCH-0217 file, year-end closing), payroll (payslips, departures, holiday balances), and a Copilot that answers questions about your figures and cites its sources. Your fiduciary works with you from their cockpit. One plan, at CHF 30 a month or CHF 300 a year, with a 7-day free trial.

To Bill differentiates itself from general-purpose invoicing tools like Bexio or Abacus by focusing exclusively on what Swiss SMEs and freelancers actually need, without unnecessary complexity. The key differentiator is 100% Swiss compliance with native QR-invoice generation that follows the SIX Group QR-bill standard — not a third-party add-on. To Bill also includes integrated AI for expense categorization, which automatically sorts your receipts into the correct accounting categories. The all-in-one approach means you manage quotes, invoices, recurring billing, payment tracking, collections, expense management, and fiduciary reporting from a single interface. There is no need to connect multiple tools or pay for separate subscriptions. The platform is developed in Switzerland and the application's data is hosted in Switzerland (Infomaniak, Exoscale); sending e-mails and the AI use providers abroad, listed on the Sub-processors page.

Yes, To Bill allows complete customization of your business documents so they reflect your professional brand identity. You can upload your company logo which appears on all quotes, invoices and credit notes. The color scheme of your documents can be adjusted to match your brand colors. Invoice and quote templates are fully configurable — you can modify the layout, choose which fields to display, add custom notes or payment terms, and set your preferred numbering format (for example: INV-2026-001 or any pattern you choose). Your company details, bank information, and VAT number are automatically included on every document. You can also set different default texts for different document types, such as specific terms and conditions for quotes versus invoices. The result is that every document your clients receive looks professionally branded and consistent.

Absolutely. To Bill natively generates Swiss QR-bills following SIX Group's QR-bill standard, with a payment part and receipt. Your clients pay by scanning the QR code from their banking app.

Yes. Create a template, set the frequency (monthly, quarterly, yearly…) and To Bill automatically issues and sends the invoices to your clients — ideal for subscriptions and retainers.

To Bill integrates multiple payment methods to make it easy for your clients to pay. The primary method is the Swiss QR-invoice, which generates a standardized QR code on every invoice that clients can scan directly with their banking app to initiate a bank transfer — this is the standard payment method used across Switzerland following the transition from the old payment slip system. For online payments, To Bill connects with Stripe to accept credit card payments via Mastercard and Visa, allowing your clients to pay with a single click from the invoice email. TWINT payments are also supported for clients who prefer mobile payment. When a client pays, you are notified instantly and the invoice is automatically marked as collected in your dashboard. For overdue invoices, the system sends automatic payment reminders on a schedule you define.

To Bill tracks the status of every invoice in real time and sends automatic reminders to clients with outstanding balances. You stay in control of the tone and timing of reminders.

Yes. To Bill's accounting keeps your books from your invoices, expenses and payments: balance sheet, income statement, general ledger and trial balance, the VAT return on the Federal Tax Administration form with the eCH-0217 file, year-end closing, appropriation of profit and the notes. The accounting exports follow the formats of the software Swiss fiduciaries use, and your fiduciary can also work directly in their cockpit. Accounting is still experimental: have your fiduciary check your figures before you file anything.

Yes. Invite your trustee into your To Bill, or accept their invitation: they then follow your company from their fiduciary cockpit, alongside their other mandates. You can also export your accounting in standard Swiss formats, and find a partner trustee in our directory.

The To Bill mobile app is available on both iOS and Android, allowing you to manage your invoicing on the go. You can create and send invoices directly from your phone, scan receipts with your camera for instant expense tracking, check payment status and outstanding balances, and send payment reminders to clients — all from a mobile-optimized interface. The web application at app.tobill.ch is also fully responsive, meaning it works seamlessly on any smartphone or tablet browser without needing to install anything. Whether you are meeting a client and need to send a quote immediately, or you want to check your revenue dashboard while away from your desk, To Bill gives you full access to your invoicing data from any device. Your data syncs in real time across all devices connected to your account.

To Bill offers a single, unlimited plan at a transparent price, with no hidden fees and no user limit. See the Pricing page for details, and start with the 7-day free trial.

Yes for the application's data: it is hosted in Switzerland, at Infomaniak (servers and database) and Exoscale (files), and subject to Swiss law. Some services use providers abroad, such as sending e-mails or the AI, which you can switch off: the Sub-processors page lists them all.